Sumedha Fiscal Services Limited is excited to have served as the technical partner at the recently concluded 16^th CII Banking Colloquium held in Kolkata on September 28, 2023. In this capacity, we have published a report titled “Remodelling India’s Corporate Banking Sector”. 

The Indian banking system stands on a robust foundation, experiencing its strongest financial health in a decade. This remarkable transformation has been driven by a series of regulatory measures implemented over the years, complemented by a shift in the business model of banks. The sector, once burdened with alarming levels of non-performing assets (NPAs), poor capital adequacy, and a negative return ratio, has undergone a profound metamorphosis. 

Looking ahead, the industry will continue to experience significant changes in its business model, technology adoption, and regulatory landscape. In this evolving landscape, the most adaptable banks will thrive, highlighting the notion that ‘banking will survive, but banks may not’. 

Our report delves into the evolution of the banking sector, examining how technology and regulatory changes have reshaped the industry’s landscape. Furthermore, we explore India’s successful resolution of NPAs through the IBC Framework and the Bad Bank Model. We trust that readers will find this report both engaging and valuable.